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Download CD label template, how to print custom CD label, download CD label maker software. Issuu is a digital publishing platform that makes it simple to publish magazines, catalogs, newspapers, books, and more online. Easily share your publications and get. Download the free trial version below to get started. Doubleclick the downloaded file to install the software. A person who is a professional at doing some sort of service, but does crappy work. Equifax hack The names, Social Security numbers, birth dates, addresses, and drivers license numbers for 1. That kind of information could be used by someone else to open bank accounts, credit cards and loans in your name. The credit card numbers of an additional 2. Those people will be notified directly. Everyone else must go to a website created by Equifax and submit their last name and last six digits of their Social Security number to find out if they were affected. If youre concerned about whether your information has landed in the hands of hackers, here are five things you can do right now 1. Check your free credit reports Under federal law you are allowed to request a free copy of your credit report once a year from each of the three credit reporting agencies Equifax, Experian, and Trans. Union. You can request a copy of your credit report online at www. It will tell you if anyone has requested a check on your credit. This happens, for example, if someone tries to open a new credit card or apply for a loanin your name. But it could take time to show up on your report, so you wont necessarily see any changes right away. And the report itself wont tell you if theres been money stolen from a bank account or suspicious activity on your credit card, said Liz Loewy, a former Manhattan assistant district attorney who oversaw financial elder abuse and data breach cases for 2. She is also the co founder of Ever. Safe, a financial technology monitoring platform. Sometimes theres theft that never makes it to the credit report, she said. Related What you need to know about the Equifax data breach. Put a fraud alert on your credit You can put a fraud alert on your credit reports for free by contacting one of the credit agencies, which is required to notify the other two. This means youll be contacted if someone tries to apply for credit in your name. It will last for 9. Keep an eye on bank accounts and credit card statements Go through all your bank, retirement, and brokerage accounts, as well as your credit card statements to look for any suspicious activity. In most cases, theft happens over time. It usually starts small and money is stolen from across your accounts, Loewy said. So, get in the habit of carefully checking your statements on a regular basis. Loewy also suggests having someone else help monitor your accounts. This could be a financial adviser or a family lawyer. Sign up for a credit monitoring or identity theft protection service Monitoring services usually alert you when a company checks your credit history, a new loan or credit card is opened in your name, a creditor says a payment is late, or if public records show youve filed for bankruptcy, according to the FTC. But keep in mind, most credit monitoring services only track your credit reports. They still wont alert you to suspicious activity on your credit card or in your bank accounts. Some monitoring services include identity theft protection, which will alert you when your personal information is being used in ways that doesnt show up on your credit report. It could monitor things like utility and cable bills, payday loan applications, and social media. These services wont prevent fraud from happening. But some do offer identity recovery services to help you regain control of your finances after identity theft occurs. The government offers a free resource for recovering from identity theft at Identity. Theft. gov. While there is usually a cost involved with a credit monitoring service or identity theft protection, Equifax is offering a free year of credit monitoring through its Trusted. ID Premier business, regardless of whether youve been affected by the hack. This will track your credit report from Equifax, as well as your reports from the two other reporting agencies, and alert you to certain changes. Trusted. ID Premier will also provide free copies of those reports and the ability to lock your Equifax credit report so companies cannot see it. It includes identity theft insurance and it will scan the Internet for use of your Social Security number, too. Related Did Equifaxs delayed hack disclosure break the law If youre really worried, put a freeze on your credit This is an extreme step and might not be necessary, especially if you dont know for sure that youre information was compromised, or what personal information was stolen. A freeze blocks anyone from accessing your credit reports without your permission. But it can be an inconvenience for you, too. If you want to take out a loan or open a new credit card, youll have to contact the reporting agency to temporarily lift the freeze. Its also not free. Fees to freeze your account vary by state, but commonly range from 5 to 1. CNNMoney New York First published September 9, 2. Business News, Personal Finance and Money News. Games. RadarGames. Radar is part of Future plc, an international media group and leading digital publisher. Visit our corporate site. Future Publishing Limited. Quay House, The Ambury. Bath. BA1 1. UA. All rights reserved. England and Wales company registration number 2. Cloud Solutions from AccountantsWorld offer more effective ways for you to manage your practice, perform your client engagements, and offer new services. There are plenty of people who enjoy the warm sadness cowboy drink known as whiskey. While some might have a John Wayne instinct to drink it neat, the real. These Climate Scientists Think House Science Chair Lamar Smith Has No Idea What Hes Talking About.Texas Rep. Lamar Smith, the Republican chair of the House Science Committee who also happens to believe global warming might actually be a really good thing, flew off the hook this week.The cause The New York Times publicized a draft version of a federal scientific report which climate scientists worry Donald Trumps administration is preparing to suppress or doctor.In a statement, Smith argued the alarmist media is at it again and tried to one up the thousands of studies referred to in the report, suggesting he knows better than the tens of thousands of scientists who wrote them.Seriously, Smith is done with the whole Republican Im not a scientist line.In his telling, Smith has practically done the research himself, with his mighty brain striking like thunder at dubious scientific methodology.In numerous instances, the report fails to examine some of the most current data, Smith wrote.For example, the impact of El Nino on the climate is completely downplayed and misconstrued to conflict with historical reports.Moreover, this alarmist reporting attempts to falsely link extreme weather events to climate change, when the data has never suggested this.Making temperature predictions far into the future has proven to be nothing more than speculation, and goes against the principles of scientific integrity.The report published by the Times requires final sign off by 1.White House, so Smith might not have much say in its final conclusions. Adobe Flash Player External Download Manager on this page. But he did seem to confirm a general Republican objective of cooking the books, writing, We should treat this document for what it is, an unfinished draft that requires serious revision.To report it in any other way is just fake news.Several real climate scientists contacted by Gizmodo felt Smith was not as up to snuff on his research as he claimed to be, however.These comments reflect the utterances of someone who either doesnt have the faintest understanding of the science, or has total contempt for scientific truth, Michael Mann, climatologist, geophysicist and director of Penn States Earth System Science Center, told Gizmodo.To conflate El Nino which is a climate fluctuation that occurs on timescales of a few years with climate change which describes trends over decades is the last refuge of the climate change confusionist, he added.And given that model forecasts made decades ago successfully predicted the human caused warming that has occurred since, the only thing that is nothing more than speculation and in defiance of the principles of scientific integrity is Lamar Smiths fossil fueled attack on the scientific discipline.Michael Oppenheimer, a Princeton University geosciences professor and regular Intergovernmental Panel on Climate Change contributor, told Gizmodo that Smith seems to be reading from the contrarian script rather than listening to climate scientists.For example Increases in the intensity and frequency of extreme heat including deadly heat waves such as the ones that killed about 4.Europeans in 2. 00.Russia in 2. 01. 0 have been convincingly linked to climate change, Oppenheimer added.Our ability to attribute the characteristics of some types of extreme events to climate change has been confirmed by the National Academy of Sciences.Does Smith know better than the best US scientistsRichard Alley, another Penn State geosciences professor and expert on the Earths cryosphere, noted Smith was correct the report was a draft finished some time ago, so it could not include the absolutely most recent data.But Alley suggested reading a 2.National Academy of Sciences report that he wrote showed some extreme weather events can be attributed to climate change, in the sense that we have made them more likely, and more of them or more extreme ones are occurring.This does not say that every extreme can or should be blamed on climate change, but some events are linked, with high confidence, Alley added.Kevin Trenberth, a senior climate scientist at the National Center for Atmospheric Research and lead author of three IPCC scientific assessments, called Smiths remarks woeful ignorance, openly advertised and certainly fake, or should I say, completely wrong.The impact of El Nino is well known and is indeed taken into account, Trenberth wrote.Thanks for the quick reply.I am using sharepoint Office 365.Looks like this code does not work in this version.Thats what i could gather from this site.It does not undermine the fact that 2.Yes, both were influenced by the big El Nino, but 2.He added there is abundant evidence the recent increase in extreme weather, like Hurricane Sandy and widespread flooding in the southern US, was the result of human inducted climate change.The statistics for heavy rains increasing are very robust, although the effect has been greatest in the Northeast, Trenberth added.Meanwhile stronger droughts think California, and now year round wild fire seasons, cause tremendous hardship and disruption and monetary losses.JPG' alt='Autocad Attribute Field Not Updating' title='Autocad Attribute Field Not Updating' />The huge flood along the Front Range in the Denver Boulder area in 2.The scientific evidence is overwhelming, and scientific integrity has everything to do with scientists crying out a warning, Trenberth concluded.The four scientists who spoke with Gizmodo are just a tiny fragment of the greater climate science community, which nearly universally agrees humans are responsible for climate change, which virtually all of them also agree could have disastrous impacts on the human species.Smith is just one dude who won a few elections in Texas and has no formal scientific qualifications whatsoever, but who does take an awful lot of money from the oil and gas industry.It doesnt really take a scientist to figure this one out, but you should probably listen to what they have to say anyway. 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